*Information provided by the Federal Trade Commission (FTC). 

1. Keep in mind that wiring money is like sending cash: once it's gone, you can't get it back.
2. Don't send money to someone you don't know.
3. Don't respond to email, text of advertising messages or phone calls that ask for your personal or financial information.
4. Don't play a foreign lottery.
5. Don't agree to deposit a check from someone you don't know and then wire money back to them, no matter how convincing the story.
6. Read your bills and monthly statements regularly both in paper form and online.
7. In the wake of a natural disaster or another crisis, give to established, reputable charities.
8. Talk to your doctor before buying health products or sign up for medical treatments.
9. Remember there's no such thing as a 'sure thing'.
10. Know where an offer comes from and who you're dealing with.