Small Business Account Fee Schedule
Effective September, 1, 2018
Small Business Checking
Analyzed Business Checking
No minimum balance required
$30,000 minimum average collected monthly balance - No Monthly Maintenance Fee
Below minimum average collected monthly balance - $25 Monthly Fee
Basic Transactions
First 125 free
First 300 free
Basic transactions include any combination of deposits, items deposited, checks paid, account transfers, ACH credits and ACH debits.
Basic Transactions over 125 (each)$
0.50
Basic Transactions over 300 (each)$
0.50
Account Services
Analyzed Fees
Negative Collected Balance
N/A
Prime + 3%
Duplicate Statement (per account) (M)
$
3.00
$
3.00
Stop Payment (per check)
$
30.00
$
30.00
Deposited Item Returned Unpaid
$
10.00
$
10.00
Mail Deposit (per deposit)
N/A
$
5.00
Mail Deposit (per deposited item)
N/A
$
0.50
Canadian Check Collection
$
25.00
$
25.00
Foreign Check Collection
$
40.00
$
40.00
Wire Services
Analyzed Fees
Wire Maintenance (M)
N/A
$
10.00
Domestic - Incoming (per wire transfer)
$
12.00
$
12.00
Domestic - Outgoing (per wire transfer)
$
25.00
$
25.00
International - Incoming (per wire transfer)
$
12.00
$
12.00
International - Outgoing (per wire transfer)
$
40.00
$
40.00
Online Domestic - Outgoing (per wire transfer)
N/A
$
15.00
ACH Origination Services
Analyzed Fees
ACH Origination Maintenance (M)
$
10.00
ACH EDI Detail Notification (M)
$
25.00
ACH Originated Item - Credit
$
0.25
ACH Originated Item - Debit
$
0.25
ACH Return Item
$
10.00
Remote Deposit Capture Services (RDC)
Analyzed Fees
Remote Deposit Capture Maintenance (M)
$
30.00
RDC (per deposit)
$
0.85
RDC (per item)
$
0.15
High Volume Scanner Rental (M)
$
50.00
Low Volume Scanner Rental (M)
$
25.00
Positive Pay Services
Analyzed Fees
Positive Pay Maintenance (M)
$
30.00
Reverse Positive Pay (M)
$
20.00
Per Item
$
0.12
Per Exception Paid
$
2.00
Per Exception Returned
$
10.00
ACH Debit Block/Filter (M)
$
10.00
Cash Management Package
Analyzed Fees
The Cash Management Package includes Business Online Banking, Business Mobile Banking with Mobile Deposit, Business Bill Pay, Remote Deposit Capture, Wire, ACH Prefunding, Positive Pay, and the Small Business Debit Card (M)
$
50.00
Escrow Management Services
Analyzed Fees
Escrow Management (M)
$
30.00
Sub-Account Fee Open/Close (per account) Transfer (per account)
$
2.00
Sweep Services
Analyzed Fees
Zero Balance Account (M)
$
30.00
Zero Balance Sub Account (M)
$
5.00
Sweep to Line (M)
$
150.00
Other Business Services
Night Deposit Key Replacement
$
5.00
Night Deposit Processing Fee (per deposit)
$
2.00
Research (per hour, including statement copies)
$
40.00
Copy of Any Document
$
3.00
Money Order
$
4.00
Treasurers Check
$
6.00
Garnishment and Levy Processing
$
75.00
Abandoned Property Fee
$
50.00
Domestic Check Collection
$
30.00
Courier Fee (at cost)
Varies
Insufficient Funds (NSF) / Uncollected Funds (UCF) and EFT and Debit Card Overdraft (per check, EFT, or Debit Card Item returned or paid)
$
40.00
Deposit by Armored Car (per deposit)
$
5.00
Courier Fee (at cost)
No Fee
Business Debit Cards
Per Transaction at CSB ATMs
No Fee
Per Transaction at All Other ATMs Withdrawals/Balance Inquiries (surcharges by other banks may also apply)
$
1.50
Re-issued Card
Branch
Expedited Mail (domestic)
Expedited Mail (international)

$
$
$

10.00
25.00
25.00 + Shipping
International ATM & Point of Sale (POS)
Transactions (per transaction)
0.75%
Online Services
Business Online Banking
No Charge
Bill Pay Rush Delivery (overnight) Payment by ACH
$
7.00
Bill Pay Rush Delivery (overnight) Payment by Check
$
30.00
Retirement Accounts
SEP Plan Annual Fee
$
25.00
SIMPLE Plan Annual Fee
$
25.00
Trustee Transfers
Per Transfer
Expedited Mail Transfer
Wire Transfer

$
$
$

30.00
30.00
See Wire Fees
Small Business Savings1
$1,000 Minimum Average Monthly Balance
No Fee
Below Minimum Average Monthly Balance
$
5.00
Overdraft Protection from Small Business Savings
$
10.00
Small Business Money Market1
$1,000 Minimum Average Monthly Balance
No Fee
Below Minimum Average Monthly Balance
$
10.00
Overdraft Protection from Small Business Money Market
$
10.00
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