Always you.

We are implementing a new Commercial Deposit Account Fee Schedule on March 1, 2021. We are providing you with both the current Commercial Deposit Account Fee Schedule, effective as of January 1, 2020, and the new schedule for your reference.

Please note that as part of our COVID Financial Hardship efforts, we will continue to waive all service related fees until March 1, 2021. After this date, all previously communicated service related fee waivers will be reinstated, and charged as applicable.

Please review the new Commercial Deposit Account Fee Schedule carefully as some fees have changed.

Commercial Fee Schedule
Effective January 1, 2020
Commercial Checking Account Services
Monthly Maintenance (M)
$
18.00
Negative Collected Balance
Prime + 3%
Duplicate Statement (per account) (M)
$
3.00
Branch/ATM/ITM Deposits
$
0.85
Per Item Deposited
$
0.12
Checks Paid
$
0.20
Mobile RDC (per deposit)
$
0.85
Stop Payments (per check)
$
30.00
Deposited Item Returned Unpaid
$
10.00
ACH Credit
$
0.25
ACH Debit
$
0.25
Armored Car Deposit Processing Fee (per deposit)
$
5.00
Mail Deposit (per deposit)
$
5.00
Mail Deposit (per deposited item)
$
0.50
Canadian Check Collection
$
25.00
Foreign Check Collection
$
40.00
Online Banking Services
Business Online Banking (M)
$
25.00
Wire Services
Wire Maintenance (M)
$
20.00
Wire Template Storage (M)
$
1.00
Domestic - Incoming (per wire transfer)
$
12.00
Domestic - Outgoing Domestic (per wire transfer)
$
25.00
International - Incoming (per wire transfer)
$
12.00
International - Outgoing (per wire transfer)
$
40.00
Online Domestic - Outgoing (per wire transfer)
$
15.00
Online International - Outgoing (per wire transfer)
$
35.00
ACH Origination Services
ACH Origination Maintenance (M)
$
30.00
ACH EDI Detail Notification (M)
$
25.00
ACH Files
$
1.00
ACH Originated Item - Credit
$
0.25
ACH Originated Item - Debit
$
0.25
ACH Same Day Originated Item
$
1.00
ACH Return Item
$
10.00
Positive Pay Services
Positive Pay Maintenance (M)
$
50.00
Reverse Positive Pay Maintenance (M)
$
30.00
Per Item
$
0.12
Per Exception Paid
$
2.00
Per Exception Returned
$
10.00
ACH Debit Block/Filters (M)
$
10.00
Remote Deposit Capture Services (RDC)
Remote Deposit Capture Maintenance (M)
$
75.00
RDC (per item)
$
0.12
RDC (per deposit)
$
0.60
Escrow Management Services
Escrow Management Master Account (M)
$
30.00
Sweep Services
Zero Balance Account (M)
$
30.00
Sweep to Line (M)
$
200.00
Repurchase Account* (M)
$
150.00
Business Debit Cards
Per Transaction at CSB ATMs
No Fee
Per Transaction at All Other ATMs Withdrawals/Balance Inquiries (surcharges by other banks may also apply)
$
1.50
Re-issued Card
Branch
Expedited Mail (domestic)
Expedited Mail (international)

$
$
$

10.00
25.00
25.00 + Shipping
International ATM & Point of Sale (POS)
Transactions (per transaction)
0.75%
Commercial Savings4
$1,000 Minimum Average Monthly Balance
No Fee
Below Minimum Average Monthly Balance
$
5.00
Overdraft Protection from Small Business Savings
$
10.00
Commercial Money Market4
$25,000 Minimum Average Monthly Balance
No Fee
Below Minimum Average Monthly Balance
$
20.00
Wholesale Lockbox Services
Lockbox Monthly Maintenance (M)
$
175.00
Lockbox Reporting Service (M)
$
50.00
New Lockbox Setup
$
300.001
Lockbox Deposit
$
1.00
Lockbox Per Deposited Item
$
0.45
Paper Mail
$
0.02
Keystroke
$
0.05
Check Image Capture
$
0.10
Document Image Item
$
0.14
Unprocessable Item
$
0.50
Acceptable Payee >5
$
0.20
Reassociation
$
0.20
PO Box Rental (at cost)
$
Varies1,2
Programming Fee (at cost)
$
Varies1,2
Retall Lockbox Services
Lockbox Monthly Maintenance (M)
$
175.00
Lockbox Reporting Service (M)
$
50.00
New Lockbox Setup (at cost)
$
Varies1,2
Lockbox Deposit
$
1.00
Matched
$
0.25
UnMatched
$
0.30
Multiple Document
$
0.42
Check Only
$
0.40
Paper Mail
$
5.00
Keystroke
$
0.02
Check Image Capture
$
0.10
Document Image Item
$
0.14
Unprocessable Item
$
0.50
Acceptable Payee >5
$
0.20
Transmission Maintenance
$
150.00
PO Box Rental (at cost)
$
Varies1,2
Programming Fee (at cost)
$
Varies1,2
Client Decision Module (Lockbox Only)
CDM Maintenance (M)
$
225.00
CDM Items
$
0.50
CDM Setup (at cost)
$
Varies1,2
Other Business Services3
Night Deposit Key Replacement
$
5.00
Research (per hour, including statement copies)
$
40.00
Copy of any Document
$
3.00
Money Order
$
4.00
Treasurers Check
$
6.00
Garnishments and Levy Processing
$
75.00
Verification of Deposit
$
10.00
Courier Fee (at cost)
Varies2
Insufficient Funds/Uncollected Funds (UCF)
$
40.00
Bill Pay Rush Delivery (overnight) payment by ACH
$
7.00
Bill Pay Rush Delivery (overnight) payment by check
$
30.00
Domestic Check Collection
$
30.00
Night Deposit Processing Fee (per deposit)
$
2.00
Commercial Deposit Account Fee Schedule
Effective March 1, 2021
Commercial Checking Account Services
Monthly Maintenance (M)
$
18.00
Negative Collected Balance
Prime + 3%
Duplicate Statement (per account) (M)
$
3.00
Branch/ATM/ITM Deposits
$
0.85
Per Item Deposited
$
0.15
Checks Paid
$
0.20
Stop Payments (per check)
$
30.00
Deposited Item Returned Unpaid
$
10.00
ACH Credit
$
0.25
ACH Debit
$
0.25
Armored Car Deposit Processing Fee (per deposit)
$
5.00
Mail Deposit (per deposit)
$
5.00
Mail Deposit (per deposited item)
$
0.50
Wire Services
Domestic - Incoming (per wire transfer)
$
12.00
Domestic - Outgoing (per wire transfer)
$
25.00
International - Incoming (per wire transfer)
$
12.00
International - Outgoing (per wire transfer)
$
40.00
Online Domestic - Outgoing (per wire transfer)
$
15.00
Online International - Outgoing (per wire transfer)
$
35.00
Business Debit Cards
Per Transaction at CSB ATMs
No Fee
Per Transaction at All Other ATMs Withdrawals/Balance Inquiries (surcharges by other banks may also apply)
$
1.50
Re-issued Card
Branch
Expedited Mail (domestic)
Expedited Mail (international)

$
$
$

10.00
25.00
25.00 + Shipping
International ATM & Point of Sale (POS)
Transactions (per transaction)
0.75%
Commercial Savings3
$1,000 Minimum Average Monthly Balance
No Fee
Below Minimum Average Monthly Balance
$
5.00
Commercial Money Market3
$25,000 Minimum Average Monthly Balance
No Fee
Below Minimum Average Monthly Balance
$
20.00
IOLTA Checking
IOLTA Checking
No Fee
Escrow Checking
Monthly Maintenance (M)
$
30.00
Other Business Services2
Night Deposit Key Replacement
$
5.00
Research (per hour, including statement copies)
$
40.00
Copy of any Document
$
3.00
Money Order
$
4.00
Treasurers Check
$
6.00
Garnishments and Levy Processing
$
75.00
Verification of Deposit
$
10.00
Courier Fee (at cost)
Varies1
Insufficient Funds (NSF)/Uncollected Funds (UCF)
$
40.00
Bill Pay Rush Delivery (overnight) payment by ACH
$
7.00
Bill Pay Rush Delivery (overnight) payment by check
$
30.00
Domestic Check Collection
$
30.00
Night Deposit Processing Fee (per deposit)
$
2.00
Canadian Check Collection
$
25.00
Foreign Check Collection
$
40.00
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